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Tuesday, August 22, 2023

A Note For People With Credit Cards

A Note For People With Credit Cards

Every dollar, you spend on interest; is 1 less dollar, you can spend on what you want.

Credit Cards often come with extremely high interest rates.

And, retailers often charge you an extra fee when you use a Credit Card.


I Do Not Have Any Credit Cards

You could save a lot of money, on interest and fees, by paying off and replacing your Credit Cards with Debit Cards.

You might keep one low-fee Credit Card, to use only for a short-term emergency, and pay off as quickly as possible.


I Have Debit Cards

Retailers, at least in Australia, have no right to charge you extra on a Debit Card.

If someone tries to charge you extra with your Debit Card.

Tell them, your card is a Debit Card.

If they still want to charge you an extra fee on your Debit Card, do not buy from them, go somewhere else.


Internet Security

For security on the internet, I have a separate Debit Card, to pay for things, such as URLs, on the internet.

I only keep a few hundred dollars, on this Debit Card, in case it gets hacked.


Disclaimer

Everything I write is my personal opinion.

My personal opinion is not to be taken as professional advice.

Or, as a substitute for professional advice.

People seeking professional advice should do so from appropriate professional people.


Saving Money Without Reducing Quality: Food, Clothes, Shoes, Housing, And Other Necessities

https://goddess-christianity.blogspot.com/2023/06/saving-money-without-reducing-quality.html


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Saving Money Without Reducing Quality: Food, Clothes, Shoes, Housing, And Other Necessities